About Us
We Finance Filipino Ambition
AI-Powered Finance, Filipino Focus
Philippines Vastness Lending Corporation pioneers AI-driven personal credit solutions for underserved Filipinos. Licensed by the Bangko Sentral ng Pilipinas (BSP License No.2025-876), we blend cutting-edge technology with deep local insights to deliver collateral-free personal loans from ₱2,000 to ₱60,000 at competitive rates (18-30% APR).
Our WinSAFE AI System redefines personal risk assessment, analyzing non-traditional data (e.g., utility payments, e-commerce behavior) to serve 500,000+ individual users – from teachers to office workers. With 75+ branches nationwide and GDPR-compliant security, we turn personal financial exclusion into economic opportunity.
More about
Our Core Capabilities
Driving financial inclusion through AI-powered solutions
Explore Our TechnologyAI Risk Assessment
Mobile Service Coverage
Real-time Fraud Detection
Loan Approval Speed
Underbanked Inclusion
GDPR Compliance
Our AI-powered personal lending solutions leverage advanced machine learning algorithms to provide real-time credit decisions with 98% accuracy, reducing processing time from days to minutes.
Our platform handles over ₱2M in personal loan applications monthly, serving more than 500,000 individuals across the Philippines with flexible financing options from ₱2,000 to ₱60,000.
Financial Inclusion Vision: Empowering Underserved Communities Through Technology
Our mission is to bridge the financial divide by providing accessible, affordable personal financial services to unbanked individuals in the Philippines through AI-powered solutions.
By 2025, we target reaching 1 million individuals in the Philippines, with a focus on women and rural communities seeking personal loans for education, emergencies, and personal development.
Our inclusive technology platform features multi-language support, low-bandwidth functionality, and alternative credit scoring models that leverage mobile phone data and community reputation for personal loan assessments.
We've already enabled personal financial access for over 500,000 previously unbanked individuals across the Philippines, with 68% being women and 53% located in rural areas.
Regulatory Compliance: Global Standards, Local Expertise
Our personal lending platform operates under a comprehensive compliance framework adhering to regional and international regulations including GDPR, CCPA, PCI DSS, BASEL III, and Philippine financial service guidelines.
We maintain active licenses in the Philippines, with dedicated compliance teams ensuring adherence to local regulatory requirements for personal lending services.
Our compliance management system undergoes quarterly third-party audits and real-time monitoring to ensure continuous regulatory alignment.
Our personal lending technology has been recognized with numerous industry awards including FinTech Innovation of the Year and Best AI Application in Personal Financial Services.
We've established strategic partnerships with 20+ financial institutions.
2020: Launched AI personal lending platform with Series A funding
2021: Processed $2M+ in personal loan applications
2022: Expanded personal lending services across the Philippines
2023: Achieved profitability and secured Series B funding
